While it actually comes to own a home, often it becomes really confusing for the homeowners to wade through various types of home warranty plans, which are right for them. While some of the home warranties only cover individual systems and appliances, but the best warranties come with some comprehensive protection plans, which are designed to offer complete coverage to the policy owner’s home. So, what makes the home warranties different from the manufacturer warranties and how to get the best protection? Here are the details:
Things that make home warranty plans different from the manufacturer’s warranty:
The home warranty is completely different from manufacturer’s warranty as this mainly covers the repairing and replacement of all the important household appliances like refrigerators, washers, dishwashers and stoves along with the extensive systems like plumbing and central heating. With most of the service contracts, the repairing or replacement jobs are limited to the issues, which take place during regular use.
Unlike the manufacturer’s warranty, the home warranty covers both parts and labor costs for different major home systems and appliances irrespective of who purchased it or the actual date of purchase for the length of contract. Because of this reason, the home warranty coverage offered by an American Standard Home Warranty Company works as a lifesaver, especially in those situations while it comes to homes with in-built appliances or any custom features and for the older homes where additional labor costs may rack up.
The ways to choose between warranties:
While it comes to figure out what type of home warranty you actually need, it is necessary to take time and learn the necessary details. So, here are a few questions that you must ask while reviewing any contract of warranty offered by the American Standard Home Warranty Company.
- What services and repairs are covered by the home warranty and what are not covered?
- Are second estimates or second opinions necessary?
- What is the average time between the arrival of technician and the service call?
- In case there is a deductible, then how much?
- How long the term of service is and what is the process of renewal?
- Will you get reimbursements for the incurred damages like as food spoilage because of the failure of freezer?
So, if you are a homeowner, there is a great chance that something will break down in your home every now and then. This is why, having home warranty insurance makes sense.